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Terms & Conditions

TERMS AND CONDITIONS OF USE

Welcome to our website, www.existenciajewels.in, a brand of NOVA LUSTRE DIAMOND PVT. LTD., Mumbai. We and our affiliates provide services to you subject to the following Terms and Conditions. By visiting our website, you agree to these Terms and Conditions as provided by NOVA LUSTRE DIAMOND PVT. LTD. Please read them carefully.

In addition, when you use any current or future service of www.existenciajewels.in, or purchase from any business affiliated with us (whether or not listed on this website), you will also be subject to the applicable guidelines and conditions for such service or business.


PRIVACY POLICY

Please review our Privacy Policy, which also governs your visit to www.existenciajewels.in. By using our website, you consent to your data being stored and processed in India.

If you believe your account has been accessed without authorization, you must immediately notify us via email or phone. Contact details are provided on our Contact Us page.


ELECTRONIC COMMUNICATIONS

When you visit www.existenciajewels.in or send us emails, you are communicating with us electronically. We may communicate with you by email or by posting notices on the website. You agree that all agreements, notices, disclosures, and other communications we provide electronically shall satisfy any legal requirements that such communications be in writing and subject to the jurisdiction of Mumbai courts.


REGISTRATION & LOGIN

Users may register on www.existenciajewels.in to become members prior to completing any transaction. Guest checkout is also available, and an account will be created automatically upon completion of purchase.

To register, users must provide personal information (as defined in the Privacy Policy), including but not limited to: name, email, contact number, address, and a security verification detail (e.g., mother’s maiden name). This information will be used for account verification.

Registration is a one-time process. If you have previously registered, you may log in with your credentials to complete transactions.


INVITATION TO OFFER

All products, services, and information displayed on www.existenciajewels.in constitute an invitation to offer. Your order constitutes an offer, which is subject to acceptance by us.

Our acceptance occurs upon dispatch of the product(s) you have ordered. If your order is dispatched in parts, the portion dispatched will be deemed accepted, while the remaining will continue to be treated as an offer.

You will receive email or phone confirmation upon order receipt and again upon dispatch.


GIFT VOUCHERS

Customers may receive assured gift vouchers (amount variable) upon sign-up and during purchase. Cashback offers may also apply. For more details, visit Gift Offer.


ELIGIBILITY TO USE

Use of this website is available only to individuals who can form legally binding contracts under Indian law. Persons “incompetent to contract” under the Indian Contract Act, 1872 (including minors and insolvents) are not eligible.

If you are under 18 years of age, you are prohibited from using this website. If we discover that a user is underage, we reserve the right to terminate their account immediately.

If registering as a business entity, you confirm that you are authorized to bind the entity to this Agreement.

We currently deliver only within India and will not be liable for claims on products ordered from outside India. Compliance with local/state laws is the responsibility of the customer.


SITE ACCESS

We grant you limited permission to access and make personal use of this site. This does not include:

  • Resale or commercial use of content
  • Collection of product listings, descriptions, or prices
  • Derivative use of content
  • Copying account information for another merchant
  • Data harvesting, scraping, or litigation-related use
  • Unauthorized use of customer accounts
  • Reverse engineering of website software

Any unauthorized use terminates the permission granted. Hyperlinks to our homepage are permitted provided they are not misleading, derogatory, or harmful.


COPYRIGHT

All content on this site (text, graphics, logos, icons, images, audio, downloads, compilations, software) is the property of www.existenciajewels.in (a brand of NOVA LUSTRE DIAMOND PVT. LTD.) or its content suppliers.


TRADEMARKS

All trademarks, logos, and service marks displayed are the registered/unregistered property of NOVA LUSTRE DIAMOND PVT. LTD. No license is granted to use them without prior written permission.


YOUR ACCOUNT

You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities under your account. Unauthorized use must be reported immediately.

We reserve the right to refuse service, terminate accounts, or cancel orders at our sole discretion.

By using this site, you agree:

  • To provide correct delivery details
  • To verify product descriptions before placing orders
  • To bear additional costs in case of misdelivery due to incorrect details provided by you

REVIEWS, COMMENTS, AND CONTENT

You may post reviews, comments, and content, provided they are not illegal, obscene, defamatory, infringing, or harmful. By posting, you grant www.existenciajewels.in a royalty-free, perpetual license to use, reproduce, adapt, and distribute such content globally.


Return & Refund Policy

 

  • Once shipped, Gold & Silver Coins, Bars, and Golden Frames cannot be returned.
  • Returns are only accepted in cases of product defects or courier damage, subject to proof (photos/videos). After verification, the return will be processed.
  • Gold and Diamond Jewellery, Silver Articles, and Silver Utensils may be returned within 7 days from the date of purchase, provided the item is undamaged and accompanied by valid proof.
  • For any purity or damage-related concerns, please contact us at wecare@existenciajewels.in

or novalustredia@gmail.com

  • All authorized and certified products are covered under Purity Assurance.
  • The buyer is responsible for the shipping charges when returning a product.
  • Shipping costs are non-refundable and will be deducted from the refund amount.

 

For more Details on Return & Refund Policy visit page : https://www.existenciajewels.in/return-refund-policy

 

Buyback Policy:

·         Gold & Silver Coins/Bars: 5% deduction from the prevailing live market rate.

·         Gold and Diamond Jewellery: Only the gold component is eligible for buyback with 5 % Deduction.Diamonds are accepted after complete verification of our products.

·         Silver Articles and Silver Utensils: 10% deduction, subject to a confirmed purity test.

·         Buyback is calculated based on the live market rate on the day the product is received.

·         Buyback payment will only be processed after valid Government ID proof and will be made via URD transfer only (no cash transactions)

·         Only BuyBack on which products buy from our website only

DELIVERY AND SHIPPING

  • Delivery timelines are specified at the time of order. However, the Company does not guarantee timely delivery in case of unforeseen circumstances beyond its control.
  • Delivery shall be made only to addresses within India.
  • Risk of loss and title for products pass to you upon delivery.

For more Details on Shipping visit page : https://www.existenciajewels.in/shipping-policy


EMI POLICY

 

At Existencia Jewels, we believe that Precious Metal  should be accessible to everyone. To make your shopping experience more convenient, we offer Easy Monthly Installment (EMI) options on our exclusive range of gold and silver- coins & bars, and other precious products.

 

How EMI Works

 

  • You can choose your favourite product and avail the EMI facility 2 , 3, and 6 months for hassle-free payments.
  • Your order will be dispatched after the final EMI payment is completed, along with a proper invoice.
  • Please note that shipping charges may apply depending on your delivery location or Free Shipping.
  • Return & Buyback Policy for EMI Products

 For more inquiries about EMI, contact us


FINANCIAL DETAILS & SECURITY

You must use only valid, lawfully obtained credit/debit cards or payment details. Any fraudulent activity will lead to cancellation, legal action, and recovery of costs.

We ensure secure transactions but are not liable for frauds arising from your negligence.


DISCLAIMER OF WARRANTIES

This site is provided on an “as is” and “as available” basis. We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose. We are not liable for any damages arising from use of this site.


DISPUTES

Any dispute arising from use of this site shall be subject to arbitration in Mumbai under the Arbitration & Conciliation Act, 1996. Courts in Mumbai shall have exclusive jurisdiction.


GENERAL

These Terms constitute the entire agreement. Any invalid provisions shall not affect the enforceability of the remaining terms. We may modify these Terms and policies at any time without prior notice.


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